The power of health insurance coverage is essential to anyone's life. Choosing to forego health insurance can be costly mistake. Some clients say I don't need to see a doctor, so I don't need it. Life can at times be unpredictable. We live life on our terms whether it is being adventurous, outgoing, or laid back. Either way a negative health problem is bound to happen. One Las Vegas family didn't realize they would ever need a surgery. Guess what it happen, and the cost was over $18,000.
Another family experienced another medical condition that resulted in a week long stay in the hospital. The medical bills totaled over $50,000. The hospital was generous, but not to generous the discount reduced the bill to a whopping $30,000.
Did you know that most families in Nevada earn an average household annual income between $50,000 to $60,000. If one medical episode occurred a family with no medical insurance coverage would be wiped out, financially. At this point many would realize that bankruptcy is there only option. Bankruptcy's has negative effects on a person's credit. To start a bankruptcy can remain on your credit for up to 10 years and some debts may not be discharge able in the bankruptcy.
Making the step to sign up for health insurance for your family can cost as little as $0 per month. The health insurance annual open enrollment occurs once per year unless you qualify for a life changing event.
Choosing to forego health insurance can be costly mistake. A family in Nevada thought they would not need medical services such as surgeries, or even become hospitalized. The health plan that was selected by the family was bronze health plan with a per member deductible of about $6,000. This means any medical services such as hospitalization, surgeries, cancer, heart attack, or a stroke the family would be responsible for at least $6,000 of the allowable medical charges plus any applicable co-payment and co-insurance.
The difference to upgrade to a health plan that has lower co-payment, and deductibles is as little as $50.
When it comes to health insurance It's better to have it and not need it then need it and not have it. contact us today for no obligation consultation about your family's health insurance needs.
Yesterday, March 29th I was moving some old furniture, and computer equipment to the local recycling plant not realizing a piece of the computer was slightly sticking out. As I closed the lift gate of my SUV it collided with the computer equipment sticking out. Boom! glass shatters.
Looking at my auto insurance policies, I realized the comprehensive deductible did not include $0 glass deductible. Luckily I had my deductible savings for being accident or violation free.
Reviewing your current coverage's should not be based solely on price, but rather quality. Constantly review your coverage's to determine various gaps in coverage. Local independent insurance agents and brokers can help you identify, control, and manage any gaps in coverage.
The Agentero mobile insurance app makes it easy to quickly identify your insurance coverage's. This service manages all of your insurance policies in one secure place.
Nevada contractors face a variety of risks and exposures with basic general liability coverage may not provide coverage with environmental exposures.
The following claim scenario has not been proven to be correct, but rather serves as an example how environmental exposures can devastate a company financially.
Two years after the completion of a new high school, it was determined that the window system used during construction was allowing water to infiltrate the building. Mold was discovered. Faulty installation was part of the issue. The cost to remediate the problem was shared by the general contractor and the manufacturer of the windows. The sub-contractor who installed the windows was no longer in business. The general contractor did not have pollution coverage for mold and paid over $900,000.
Insurance Group of Nevada is a local independent insurance broker that has access to multiple insurance markets to provide the coverage that you need for your business.
Spring is right around the corner, and the warmer weather often prompts people in Las Vegas, Nevada to hop in their cars for weekend (or longer) road trips.
Unfortunately, too many of those trips will end up being memorable for the wrong reasons, due to crashes and other risks that drivers face anytime they hit the road.
You can take control of your next trip, whether it’s across the state or across town, by following these simple rules:
Improving safety on the roads isn’t rocket science. Just a little common sense can make a big difference for you, your passengers and your fellow drivers. So be alert and be safe out there on the roads in Las Vegas, Nevada.
Some families choose to forgo health insurance coverage because of expensive costs. This may be true in some cases it is never a good idea to forgo health insurance. The average cost for an accidental injury such as car accident, back injury, sports injury can cost over $10,000. For family of 4 that earns less then $50,000 combined annual income can pay as little as $80 per month.
According to NBC News Elizabeth Chuck said children are going without health insurance. She mentions Raquel Cruz a single mother of three small children and making $30,000 that is unable to afford medical insurance. In Nevada a state that has expanded its medicaid program she may eligible for medicaid health insurance.
Source NBC News
Insurance Group of Nevada makes its easy to shop, compare, and get enrolled into affordable medical insurance plans. Don't be like families that forgo medical insurance coverage and contact us today.
Source: Health Insurance Enrollment and Quotes
Everyone deserves to communicate with the world. It's unfortunate that for some face themselves disengaged from the world. The reason varies by person, it all ends in the same result, homelessness. Our company provides either reduced or no cost mobile phones and service to eligible consumers.
Insurance Group of Nevada provides quality resources for every individual regardless of the inability to pay. We provide homeless individuals and families with communication devices that connects them to the world. No individual or family should go without quality medical coverage. Insurance Group of Nevada helps to bridge the gap between uninsured to insured. Every person has a right to obtain quality and affordable medical care. We provide innovative solutions to help consumers reduce the amount that is paid for medical insurance to as low as $0 per month.
Insurance Group of Nevada does not charge a fee to consumers, instead we rely on our A rated insurance carriers to compensate us.